Terms and Conditions

Website: https://bime.am

Welcome to Bime.am ("we", "us", or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website located at https://bime.am (the "Site"). By accessing or using the Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Site.

1. Use of the Website

By using this Site, you confirm that you are at least 18 years old and legally capable of entering into binding contracts. You agree to use the Site for lawful purposes only.

2. Services Offered

Bime.am may provide information about insurance products, tools for comparing policies, and connections to third-party insurance providers. We do not guarantee coverage or policy issuance. All products are subject to terms, conditions, and acceptance by the third-party insurer.

3. User Accounts

If you create an account on Bime.am:

• You must provide accurate and complete information.
• You are responsible for maintaining the confidentiality of your account credentials.
• You are responsible for all activities that occur under your account.

We reserve the right to suspend or terminate accounts at our discretion.

4. Intellectual Property

All content on Bime.am, including text, logos, graphics, and software, is the property of Bime.am or its licensors and is protected by copyright, trademark, and other laws. You may not copy, reproduce, modify, or distribute any content without our written permission.

5. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by Bime.am. We do not endorse or assume any responsibility for the content, policies, or practices of any third-party sites or services.

6. Disclaimers

• Bime.am provides information "as is" and "as available" without warranties of any kind.
• We do not guarantee the accuracy, completeness, or reliability of any content or quotes provided.
• Insurance quotes and services are provided by third parties, and we are not responsible for decisions you make based on their information.

7. Limitation of Liability

To the maximum extent permitted by law, Bime.am shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from or related to your use of the Site.

8. Indemnification

You agree to indemnify and hold harmless Bime.am, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the Site or violation of these Terms.

9. Modifications

We reserve the right to modify or update these Terms at any time. Changes will be posted on this page, and the updated date will be revised accordingly. Your continued use of the Site after changes constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the Republic of Armenia, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Yerevan, Armenia.

11. Contact Us

If you have any questions about these Terms, please contact us:

Email: info@bime.am
Address: 1/7, Avan-Arinj 1st Microdistrict, 0022, Yerevan
Phone: +37494484843